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Reinventing the Financial System

By Marc Rubinstein | June 15, 2021 | 4 Comments

If you’re like me, you’ve been put off from digging deeper into DeFi by the terrible signal-to-noise ratio of anything crypto-related on the interwebs. That’s why I found this DeFi primer (using Maker DAO as a specific example) by ET contributor and banking analyst Marc Rubinstein to be so fantastic.

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Why Am I Reading This Now? 12.23.24

Recent major media stories that feel to us like they’re part of a larger narrativ‌e campaign.



Why Am I Reading This Now? 12.16.24

Recent major media stories that feel to us like they’re part of a larger narrativ‌e campaign.



Why Am I Reading This Now? 12.09.24

Recent major media stories that feel to us like they’re part of a larger narrativ‌e campaign.



Why Am I Reading This Now? 12.02.24

Recent major media stories that feel to us like they’re part of a larger narrativ‌e campaign.



Why Am I Reading This Now? 11.25.24

Recent major media stories that feel to us like they’re part of a larger narrativ‌e campaign.



ZG-item-cap-black

Why Am I Reading This Now? 12.23.24

Recent major media stories that feel to us like they’re part of a larger narrativ‌e campaign.



Why Am I Reading This Now? 12.16.24

Recent major media stories that feel to us like they’re part of a larger narrativ‌e campaign.



Recent Notes

Our Dumb World

By Rusty Guinn | December 2, 2019

Sometimes you really have to wonder how on earth an article makes its way into the Zeitgeist. Sometimes it’s best not to know.

A Cycle of Addiction

By Peter Cecchini | November 26, 2019

Negative rates create a cycle of addiction to even more negative rates in the future.

Why? Because captive buyers like pension funds require capital appreciation to make up for negative yield, so central banks must guarantee a commitment to still more negative yields.

New from ET contributor Pete Cecchini!

The Rent Is Too Damn Low

By Ben Hunt | November 25, 2019

It’s so weird that everyone who would throw an unholy temper tantrum at – gasp! – rent-controlled apartments is just fine with rent-controlled money.

“Yay, crumbs!”

By Our Own Petard

By Rusty Guinn | November 20, 2019

Fiduciary standards, prudent man rules and client sensibilities compel us toward fervent pursuit of “alignment.” There’s just one little problem: we can never be aligned with our agents.

Office Hours – 11.19.2019

By Rusty Guinn | November 19, 2019

It’s the November 19th, 2019 edition of Office Hours! Be sure to join Ben and Rusty for a discussion of all things Narrative in the world of politics and markets.

Sneak Preview

By Ben Hunt | November 18, 2019

A sneak preview of the FT Markets piece to be published later this week, with my original language and the math on Microsoft’s 10-K.

We’re never going to eliminate the agency problem, and the dealer deserves a proper rake. But we better start making this casino fairer to shareholders and less of a wealth transfer engine to the managerial 1%. Or someone is going to burn the casino down.

OK, Boomer

By Ben Hunt | November 18, 2019

I’m a fan of FedEx the company and Fred Smith the founder. I think they are both crown jewels of Western capitalism.

But if I hear another lecture from Fred Smith and his fellow billionaires on trickle-down tax cuts and the “benefits to the United States economy, especially lower and middle class wage earners”, I’m going to lose it.

The Rake

By Ben Hunt | November 12, 2019

Jamie Dimon is the rake.

Bye, Alexa…

By Rusty Guinn | November 11, 2019

To receive a free full-text email of The Zeitgeist whenever we publish to the website, please sign up here. You’ll get two or three of these emails every…

The Age of the High-Functioning Sociopath

By Ben Hunt | November 8, 2019

I’m old enough to remember when Donald Trump, the President-elect of the United States, and Masayoshi Son, CEO of Softbank, had an impromptu press conference in the Trump Tower lobby to trumpet the FIFTY THOUSAND JOBS and FIFTY BILLION DOLLAR INVESTMENT that Softbank would be bringing to the US.

All based on a powerpoint deck.

When Was I Radicalized? (Boeing edition)

By Ben Hunt | November 5, 2019

I think it’s impossible to separate management self-enrichment through stock-based comp from the practice of stock buybacks.

The Return of the Rotation Missionaries

By Rusty Guinn | November 1, 2019

The missionaries are out, and guess what? They want you to do a lot of trading and portfolio repositioning. How thoughtful!

The Road to Reykjavík

By Rusty Guinn | October 29, 2019

Today’s Zeitgeist brought back a blast from the past, an early encounter with the distinction between narrative and other, more common, measures of what the crowd thinks.

Yeah, It’s Still Water

By Ben Hunt | October 25, 2019

One day we will recognize the defining Zeitgeist of the Obama/Trump years as an unparalleled transfer of wealth to the managerial class.

Guest Post – A Conservative’s Take on The Pack

By Ben Hunt | October 23, 2019

Every now and then we come across an article or blog post that’s directly relevant to what we’re trying to say on Epsilon Theory, but is too big and thoughtful to be carved up for a Mailbag note or Zeitgeist post.

Make / Protect / Teach is a Big Tent.

Office Hours – 10.22.2019

By Rusty Guinn | October 22, 2019

In which Ben and Rusty discuss the three Ps of the narrative of a functioning government – and why their cartoons are being stretched to the limit.

The Stereogram

By Rusty Guinn | October 22, 2019

The NBA, Blizzard and others are in hot water after kowtowing to the Chinese government. America will have forgotten about both within weeks. But the awareness of just how long the CCP’s reach has become? That can’t be unseen.

Was That Wrong?

By Ben Hunt | October 21, 2019

If Carl Icahn calls up the CEO of GM and asks her how the UAW talks are going, it is illegal for Mary Barra to tell him anything that she does not also tell everyone else.

If Carl Icahn calls up the President of the United States and asks him how the China talks are going, it is perfectly legal for Donald Trump to tell him whatever he likes without obligation to tell anyone else.

The Long Now, Pt. 3 – Wink

By Ben Hunt | October 17, 2019

I believe that we are on the cusp of the Long Now becoming irreversible. Or at least irreversible without a cataclysmic Fall.

Why? Because they have mastered the art of stealing our tells. At scale.

Here’s how we start to confound the stolen tells. At scale.

To My Fellow Billionaires …

By Ben Hunt | October 15, 2019

Marc Benioff, the billionaire CEO of Salesforce.com, says we need a New Capitalism … a kinder and gentler capitalism to rectify our modern culture of greed and massive wealth inequality.

Ray Dalio, the billionaire CIO of Bridgewater, says the same thing.

I think they’re both right.

I also think they should STFU.